About Selective Mortgages

Selective Mortgages were formed in 1999 and specialise in providing mortgages for adverse credit, remortgages and secured loans for people with past or current credit difficulties.

Been declined elsewhere?

If you need a bad credit mortgage we can help. Each mortgage is assessed on an individual basis, but please note that as a minimum requirement, you will need to provide a deposit of at least 10% of the property value to be considered for these mortgages. Even if you have spoken to other mortgage brokers who have been unable to help you obtain a mortgage approval, please contact us as we have assisted many clients who have been declined elsewhere.

We have exclusive access to a number of banks and building societies who are able to consider adverse credit mortgage applications on a case by case basis by taking account of your overall circumstances such as credit history, deposit and ability to maintain the mortgage repayments.

These mortgages are assessed on an individual basis, but please note that as a minimum requirement. You will be required to provide a deposit of at least 15% of the property value to be considered for these schemes. Even if you have spoken to other mortgage brokers who have been unable to help you obtain a mortgage approval, please contact us as we have assisted many clients who have been declined elsewhere.

Help with Bad Credit Mortgage?

Selective Mortgages are a whole of market brokerage. Using our experience and expertise to identify the most competitive mortgage for you based on your circumstances and requirements. Representing your interests at all times and providing you with regular updates on the progress of your mortgage application to ensure a smooth transition from application to completion of your mortgage.

Poor Credit Mortgage Advice Tailored To Your Needs

As part of our assessment of your application, we will carry out a detailed record all of the relevant information required to establish if we can assist you with an adverse or poor credit mortgage application.

Please call us today on our freephone number or complete our Online Enquiry Form and we will be pleased to assess the mortgage options which are available to you.